• Changing RCF's index page, please click on "Forums" to access the forums.

Uninsured's leave $49 billion in unpaid hospital bills

Do Not Sell My Personal Information
LOL Just wow. What amazes me is the number of members in here who want/love the idea of having a much bigger brother who rules your lives, and everything about your lives.

If you all think your opinions are a majority of the country's opinions in wanting MORE government, you are sadly mistaken. They aren't. Not. Close.

Does that mean you're for national healthcare if it doesn't increase the size of government?

What I don't like is the government already supplies a safety net ... I just have to be broke before it does me any good. I save a lot of money, but it's nothing compared to a major medical problem. If I lost my health insurance, or just hit some sort of maximum on my existing coverage ... my savings would be bled dry ... until I had to file for bankruptcy and then could take advantage of medicaid.

But hey, even out of work, I'd keep paying for my health insurance out of my savings. And thanks to new laws even if I had a pre-existing condition, I'm not supposed to be denied coverage if/when I found a new job and the new laws allow me to continue my existing coverage even while out of work. So, as long as I don't run in to some fine print in how much my insurance actually does cover, I'm hopefully fine. Not that I can say for sure. Only a lawyer could figure that out.

I just have to foot the bill for everybody who chooses to save money by not buying health insurance and yet still shows up at the emergency room or files for medicaid.

And you know what, Doug? I'm sick of paying for people who are too stupid and too cheap to take care of themselves. So unfortunately, yes, we need government to tell them they have to buy health insurance. Yes, we need the government to tell them they can't take buy a home with an adjustable mortgage and no money down. I wish we didn't ... but people are cheap, stupid, only concerned with themselves, and the bastards are taking my money away.

So, I understand you're pissed that the government wants to take your money away, but unraveling the social safety net such that everybody has to pay their own way no matter what isn't going to happen. As long as that's the case, I have no interest in paying the bills for people who choose to cheat the system.
 
how long is the wait for an uninsured factory worker to get a hip replacement in the united states where step 1 is to save $100,000 so you can even get placed on the list.

Any why is healthcare called a "tax", we already pay for healthcare. I pay more for healthcare than I do for income tax. And I've explained many times how can be cheaper to have universal access to preventive care.

infrastructure, education and preventive healthcare are the 3 dumbest places for a country to try to "save" money.
 
how long is the wait for an uninsured factory worker to get a hip replacement in the united states where step 1 is to save $100,000 so you can even get placed on the list.

Any why is healthcare called a "tax", we already pay for healthcare. I pay more for healthcare than I do for income tax. And I've explained many times how can be cheaper to have universal access to preventive care.

infrastructure, education and preventive healthcare are the 3 dumbest places for a country to try to "save" money.

Why should I have to pay for your poor behavior? I don't want to pay for your heart surgery, high blood pressure/cholesterol medicine because you eat 5 burgers a week. I don't wanna pay for your lung cancer because you smoke like a chimney. I don't want to pay for your liver transplant because you drink and drink yourself to sleep.

Plus you can just win all the money you need for healthcare in a poker game. Since it's a game of skill...
 
Way to completely ignore everything I've ever said about healthcare.
 
How do you insure people that are clearly within their means to do so, but still choose not to? I suggest bullets to the brain. Saves the trouble of stupid people breeding.

Hmm..about the same way I feel about the poor that continue to live off the government without every trying to better themselves.
 
Plus you can just win all the money you need for healthcare in a poker game. Since it's a game of skill...

constantly expose myself to second hand smoke to pay for healthcare? That makes a lot of sense...
 
Way to completely ignore everything I've ever said about healthcare.

You pay more for healthcare than you do in income tax. I on the other hand don't. I've venture to guess that majority of this board doesn't. I don't wanna pay for your healthcare.

Having national healthcare will increase adverse behavior.
 
You pay more for healthcare than you do in income tax. I on the other hand don't. I've venture to guess that majority of this board doesn't. I don't wanna pay for your healthcare.

Having national healthcare will increase adverse behavior.

my health insurance is $1700/month because
- my son has type 1 diabetes though no fault of his own. He was diagnosed in 6th grade. He has to look forward to a financial burden for his entire life because he was one of the unfortunate few who developed a disease that can strike anyone for no apparent reason.
- my wife had a stroke after a fall
- my daughter has a rare condition called POTS through no fault of her own

The whole point of health insurance is these conditions can strike anyone. That's why I paid into healthcare for almost 30 years now. However, instead of the health insurance protecting me from financial ruin, it only delayed it as the rates are jacked up every year because preexisting conditions have families locked into a plan. Perhaps you won't be so smug about it when someone in your family has a serious medical issue and you see how the current system screws you over, like it has our family even though I've paid for constant health coverage since graduating college in 1983. 20+ years of no health problems are rewarded by $1700/month premiums because people like you are arrogant enough to think you'll never need serious healthcare for yourself or your family .

The premiums I paid for 20+ years wasn't used for my own healthcare, it went to the expenses of others who had issues as I've yet to have had a serious medical issue myself. Then when I actually needed it, the insurance I thought I had turned into a delayed bill as the insurance companies manipulate the preexisting condition rules.

Without healthcare my wife and son would be dead. I guess that's okay with you. You want to point to a waiting list in canada for elective surgery and ignore that 60 million americans don't even have a chance to get on the waiting list for the very same services because unless it's a medical emergency, they have to pay cash, and the people who can't get health insurance currently don't have a way to raise that kind of cash.
 
LOL Just wow. What amazes me is the number of members in here who want/love the idea of having a much bigger brother who rules your lives, and everything about your lives.

If your response is to turn everything into hyperbole, then I'll come back with: I can't believe some people here want to bend over and take it in the ass from every single corporation and want to give every single CEO billions more in profit.

"Love the idea"? No. "Much bigger brother"? No. "Rules my life?" No.

If you all think your opinions are a majority of the country's opinions in wanting MORE government, you are sadly mistaken. They aren't. Not. Close.

I don't. Most people don't want more government. They want a government that does the things it's supposed to do, and does those things well. It's pretty clear we have fundamental differences about what a government is supposed to do. In my mind, a democratic republic exists for a number of reasons, of course, but one of them is to make better the lives of all of its constituents. That's an ideal, granted, but then again, we already take for granted the ways that the ideal has been made to work. Public services are there for the public. This isn't Hobbes' "war of all against all" yet. Though we're getting there.

How long do you seriously wait to see your MD? Like a day or two?

I've never been able to get in to see my family doctor in less than a month. And what part of a three month wait time for a specialist did you not read in my earlier post? If you read the article I linked to earlier, you'll see that in Canada, because so much of its population is grounded to the south, the farther north you go, the more wait times increase. And it's not that much of a difference. Use the link cavman provided. I tried gastrointestinal disorders, since that's what I have. 4-6 weeks seems like the average. That's about what I encountered here.

I just have to foot the bill for everybody who chooses to save money by not buying health insurance and yet still shows up at the emergency room or files for medicaid.

And you know what, Doug? I'm sick of paying for people who are too stupid and too cheap to take care of themselves. So unfortunately, yes, we need government to tell them they have to buy health insurance. Yes, we need the government to tell them they can't take buy a home with an adjustable mortgage and no money down. I wish we didn't ... but people are cheap, stupid, only concerned with themselves, and the bastards are taking my money away.

So, I understand you're pissed that the government wants to take your money away, but unraveling the social safety net such that everybody has to pay their own way no matter what isn't going to happen. As long as that's the case, I have no interest in paying the bills for people who choose to cheat the system.

Why should I have to pay for your poor behavior? I don't want to pay for your heart surgery, high blood pressure/cholesterol medicine because you eat 5 burgers a week. I don't wanna pay for your lung cancer because you smoke like a chimney. I don't want to pay for your liver transplant because you drink and drink yourself to sleep.

Plus you can just win all the money you need for healthcare in a poker game. Since it's a game of skill...

Jon, though it sounds like you and I agree on what needs to be done, I take exception to this idea of all these people who "choose to save money by not buying health insurance and yet still shows up at the emergency room or files for medicaid". Or "people who are too stupid or too cheap to take care of themselves." There are many people like myself who work in fields where health insurance isn't provided. Those same fields often don't pay particularly well, and as you said, if something happens, then you're screwed. You either run up your credit, if you have credit--which only makes another national problem worse--or you rely on hospital charity, which can help but doesn't solve the problem because 1) as you said, the public is footing the bill, and 2) you're still paying a potentially hefty sum. If your bill is $1000 and they knock off half, or even 75%, it can be tough coming up with the $250. You can't squeeze water out of a rock.

The public myth of the shiftless, unemployed or barely-employed person who just bilks the system is blown out of proportion for political purposes, just like that thing about people on welfare driving Cadillacs in the 1980s. (If you buy a 20 yr-old used Cadillac with 160k miles on it for $500, are you living large?) Do those people exist? Yes. Are there upwards of 30 million of them? Not anywhere close.

I think some people just can't get their heads around the number of workers at part-time or on contract. It's a huge portion of our workforce. There are people working 35 hrs./week who are not considered full-time. Where I used to work, they continually hired "seasonal" help and kept them on all year long in order to avoid paying them at a part-timer's rate or giving them holidays, sick days, etc. In my current job as an adjunct professor, I teach a full load and am encouraged to take on more projects and duties, but I have no way to buy into the college's health plan. I know waiters, musicians, construction workers, administrative assistants with the same problems, and even full-time workers who were denied coverage. This is why the problem is so great, not because of a conspiracy of shiftless idiots who want to cheat the system.
 
It's pretty clear we have fundamental differences about what a government is supposed to do. In my mind, a democratic republic exists for a number of reasons, of course, but one of them is to make better the lives of all of its constituents.

Government should be for the people and by the people. It should not exist to rule the people. Government has already screwed up social security, Medicaid/Medicaid, highways, postal system, etc, and now some want the government to now screw up our health care? Besides areas of national security, crime, basic rules of law and order, what is government suppose to be actually doing that it won't screw up? In other words, what hasn't it screwed up? And why should I trust government to all the sudden make health care some kind of great system when it can't deliver the damn mail efficiently or actually enforce the existing immigration law?

I'm waiting for answers to sway me about government. History tells me government isn't the answer and never has been the answer.
 
my health insurance is $1700/month because
- my son has type 1 diabetes though no fault of his own. He was diagnosed in 6th grade. He has to look forward to a financial burden for his entire life because he was one of the unfortunate few who developed a disease that can strike anyone for no apparent reason.
- my wife had a stroke after a fall
- my daughter has a rare condition called POTS through no fault of her own

The whole point of health insurance is these conditions can strike anyone. That's why I paid into healthcare for almost 30 years now. However, instead of the health insurance protecting me from financial ruin, it only delayed it as the rates are jacked up every year because preexisting conditions have families locked into a plan. Perhaps you won't be so smug about it when someone in your family has a serious medical issue and you see how the current system screws you over, like it has our family even though I've paid for constant health coverage since graduating college in 1983. 20+ years of no health problems are rewarded by $1700/month premiums because people like you are arrogant enough to think you'll never need serious healthcare for yourself or your family .

The premiums I paid for 20+ years wasn't used for my own healthcare, it went to the expenses of others who had issues as I've yet to have had a serious medical issue myself. Then when I actually needed it, the insurance I thought I had turned into a delayed bill as the insurance companies manipulate the preexisting condition rules.

Without healthcare my wife and son would be dead. I guess that's okay with you. You want to point to a waiting list in canada for elective surgery and ignore that 60 million americans don't even have a chance to get on the waiting list for the very same services because unless it's a medical emergency, they have to pay cash, and the people who can't get health insurance currently don't have a way to raise that kind of cash.

I have no problem with a national healthcare system that charges premiums to reduce adverse behavior. Your case is different because your family had no control over it. However, there's plenty of people eating at McDonald's 10X a month or more that are gonna give themselves a heart attack. People that smoke like chimney's and drink alcohol like it's water.

I also can't see how one wouldn't expect taxes to increase (yeah it could be rerouted if you're paying what you're paying in health insurance).
 
Know what pisses me off? A myriad of health problems could be avoided if it was more widely known what is actually healthy and what isn't.

It makes me mad when people say "I'm not paying for your healthcare when you eat five burgers a week", hell I probably eat at least two-three pounds of 80/20 ground beef a week, with a lot of cheese each time, fried in butter. And it isn't your fault necessarilly if you say this, because it's just common knowledge. Like that one commercial where people are sitting around a breakfast table and the guy passes up fried eggs in favor of cereal because he's "watching his cholesterol"...my fucking ass.

50% of my diet comes from fat and I'm healthy as a horse. And it isn't because I'm active or young or whatever...it's because that kind of food is GOOD for me and for humans in general...it's what we've been eating for hundreds of thousands of years, it is what we are MADE to eat...not bread or pasta or shittons of fruit and processed food and vegetable oils...no, THAT is what makes you fat, gives you bad cholesterol levels, gives you inflammation of the arteries, etc.

If people knew what was actually healthy, 50% of health problems would just fucking disappear.

Kouki for President 2030.

</rant>
 
I have no problem with a national healthcare system that charges premiums to reduce adverse behavior. Your case is different because your family had no control over it. However, there's plenty of people eating at McDonald's 10X a month or more that are gonna give themselves a heart attack. People that smoke like chimney's and drink alcohol like it's water.

I also can't see how one wouldn't expect taxes to increase (yeah it could be rerouted if you're paying what you're paying in health insurance).

I've said multiple times I'd be in favor of adding a tax to cigarettes that fully cover the healthcare costs of smoking and second hand smoke and then use that money to pay for those health costs. I've also said multiple times that the government should stop spending money on things that damage our health, such as subsidizing the corn used for High Fructose Corn Syrup. High Fructose Corn Syrup is worse for our nation than fast food.

It would also help if more people understood what is good for you and what isn't. Our nation has most things backwards in regards to nutrition. Here's a good place to start

http://www.life-enhancement.com/article_template.asp?ID=1811
http://www.life-enhancement.com/article_template.asp?ID=1810
http://www.life-enhancement.com/article_template.asp?ID=1780
 
Know what pisses me off? A myriad of health problems could be avoided if it was more widely known what is actually healthy and what isn't.

It makes me mad when people say "I'm not paying for your healthcare when you eat five burgers a week", hell I probably eat at least two-three pounds of 80/20 ground beef a week, with a lot of cheese each time, fried in butter. And it isn't your fault necessarilly if you say this, because it's just common knowledge. Like that one commercial where people are sitting around a breakfast table and the guy passes up fried eggs in favor of cereal because he's "watching his cholesterol"...my fucking ass.

50% of my diet comes from fat and I'm healthy as a horse. And it isn't because I'm active or young or whatever...it's because that kind of food is GOOD for me and for humans in general...it's what we've been eating for hundreds of thousands of years, it is what we are MADE to eat...not bread or pasta or shittons of fruit and processed food and vegetable oils...no, THAT is what makes you fat, gives you bad cholesterol levels, gives you inflammation of the arteries, etc.

If people knew what was actually healthy, 50% of health problems would just fucking disappear.

Kouki for President 2030.

</rant>
lolwat
 

Rubber Rim Job Podcast Video

Episode 3-14: "Time for Playoff Vengeance on Mickey"

Rubber Rim Job Podcast Spotify

Episode 3:14: " Time for Playoff Vengeance on Mickey."
Top