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2020 Presidential Election Preview: The Race to the Bottom

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King Stannis

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If we are going to commoditize education we need to leverage disruptive technology.. there is no excuse for classes not to be online. I have a phone app to teach me Java Script.. at a college level there is no reason to teach English undergrad, or math through differential calculus.. Physics, chemistry Circuits 1 and 2.. all of that could be online.. and should be.. we already have Treehouse for programming..

It would raise the bar on what you learn from College.. I think you enable people to pick up accredited General requirements, and test into a junior year..

That would increase the number of students a given institution could produce
One can earn a masters online from reputable universities. I did it through Texas A&M.

I wonder though if it works as well with undergraduates?

While I was taking psychology classes last year, undergrad courses, there is much more of an emphasis on getting kids to do the work. It was extremely tedious for me and anyone else that has already done graduate work, but it seems more necessary for undergrads.
 

CleveRocks

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I think that's exactly backwards.. the F=ma stuff you learn online. If and only if you want to do it.. Masters and Doctorate stuff I think requires debate and discussion and interaction..
 

King Stannis

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I think that's exactly backwards.. the F=ma stuff you learn online. If and only if you want to do it.. Masters and Doctorate stuff I think requires debate and discussion and interaction..
I have found either will do at the graduate level.

I did the one masters the old fashioned way, and the other online.

Classes are still classes and there is still discussion. I didn't find the online discussion any less useful.
 

David.

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There's already loan forgiveness plans. They're good.

One, you take 10 percent of discretionary income for 20 years.

Another option, you don't pay your loans and collectors come in and renegotiate. You kill your credit but yiu can breathe eventually.

That part is fjne. Make it less expensive
 
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Out of the Rafters at the Q

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Bloomberg also allegedly said that his company’s financial information computers “will do everything, including give you [oral sex]. I guess that puts a lot of you girls out of business.”
On April 11, 1995 at approximately 11:20 a.m., Bloomberg was having a photograph taken with two female Company salespeople and a group of N.Y.U. Business School students, in the company snack area. When Bloomberg noticed Garrison standing nearby, he asked, “Why didn’t they ask you to be in the picture? I guess they saw your face.” Continuing his penchant for ridiculing recently married women in his employ, Bloomberg asked plaintiff, “How’s married life? You married?” Plaintiff responded that her marriage was great and was going to get better in a few months: that she was pregnant, and the baby was due the following September. He responded to her “Kill it!” Plaintiff asked Bloomberg to repeat himself, and again he said, “Kill it!” and muttered, “Great! Number 16!” suggesting to plaintiff his unhappiness that sixteen women in the Company had maternity-related status. Then he walked away.
In the most high-profile example, a top saleswoman, Sekiko Sakai Garrison, alleged that Bloomberg told female salespeople about a male colleague getting married: “All of you girls line up to give him [oral sex] as a wedding present.”
Looks like some places are coming out to try and smear Bloomberg now. If big business isn't fully behind Bloomberg, I have a feeling the Democratic nomination is going to come down to Pete and Bernie.
 

bob2the2nd

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There's already loan forgiveness plans. They're good.

One, you take 10 percent of discretionary income for 20 years.

Another option, you don't pay your loans and collectors come in and renegotiate. You kill your credit but yiu can breathe eventually.

That part is fjne. Make it less expensive
Those are two absolutely terrible plans.

the first one is ridiculous. Can you imagine being 42 still paying off your student loans. Thats insane.

The second one is glorified bankruptcy.

Its ideas like this that have lead to this county being in 1.5 trillion (with a t) in collective student loan debt
 

cavsfan1985

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Those are two absolutely terrible plans.

the first one is ridiculous. Can you imagine being 42 still paying off your student loans. Thats insane.

The second one is glorified bankruptcy.

Its ideas like this that have lead to this county being in 1.5 trillion (with a t) in collective student loan debt
well you don’t have to wait till your 42 to pay it off. You can always pay more.

I will be honest I am very torn in student loans and the debt. For me, I still carry some student loans, as my wife and both have master degrees and we used them to to help pay for the cost. We also abused the student loans a little in that we took out a little extra to pay for books, a computer and some extra little things at the time and made the bad decision of defering the payment on out undergrad to save money, and live a normal life when getting our masters. Going back we would have been so much better to just live in small apt and cut costs, focus on paying for as much as our masters as we can, and keep paying on undergrad debt. But now has I have got older,I realize we mad bad choices, and is it right/fair to ask other people to pay my loans because of my choices.
Skip forward to now we pay more on student loans then are mortgage, but part of that is becuase we made the choice to refi to lower debt and shorter terms to pay off quicker. We have had to make sacrifices to do it, but in the next few years we will be student loan free and have no debt outside of a mortgage.
On this front, if we do decide to forgive loans, I would be sort of pissed, as I make the choices to get out of debt and took a lower quickly of life to do it, and with our degrees we make more income then we have in the past, so any extra tax to do it will hit us harder.

this is why I am a fan of two things.
1) lower interest rate or even offer 0% and up based on income or career field.
2)offer free community college and discounted 4 year degree programs in areas that benifit society. Teachers, engineering, science, etc.

If you start now, with a smallish tax increase that goes up every year a little year we will reach a point where everyone is paying their fair share.
 

-Akronite-

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Looks like some places are coming out to try and smear Bloomberg now. If big business isn't fully behind Bloomberg, I have a feeling the Democratic nomination is going to come down to Pete and Bernie.
Some might say “smear,” some might say “vetting a Republican trying to buy the Democratic nomination.”

In terms of platform, Bloomberg is Trump Lite. He’d continue many of the same horrible policies, but he does believe in climate change and is an actual businessman. In fact, he would likely be more successful at implementing his policies because he’s an authoritarian who knows how to shut his mouth. Were he the nom, I’d probably be forced to vote for him but such an election would be a joke with no legitimate options for progress.
 

Out of the Rafters at the Q

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Some might say “smear,” some might say “vetting a Republican trying to buy the Democratic nomination.”

In terms of platform, Bloomberg is Trump Lite. He’d continue many of the same horrible policies, but he does believe in climate change and is an actual businessman. In fact, he would likely be more successful at implementing his policies because he’s an authoritarian who knows how to shut his mouth. Were he the nom, I’d probably be forced to vote for him but such an election would be a joke with no legitimate options for progress.
I hope I've made it clear on here that I'm not a Bloomberg fan.

No matter what my opinion is of a candidate, I want to evaluate what is written critically. The information being discussed here has been public knowledge for a long time. Some of their quotes in the article that didn't come from court records came from some booklet an aide wrote up full of quotes and attributed them to him.

I'm going to dislike Bloomberg as a candidate because of his policies. What an aide claims he said in the 80's doesn't really hold much water to me.

To me, the biggest takeaway from this piece was The Washington Post, owned by Bezos, taking shots at Bloomberg. I thought that out of all the Dem candidates, Bloomberg would have the strongest backing from big business. To me, this signals that might be Pete.
 

David.

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Those are two absolutely terrible plans.

the first one is ridiculous. Can you imagine being 42 still paying off your student loans. Thats insane.

The second one is glorified bankruptcy.

Its ideas like this that have lead to this county being in 1.5 trillion (with a t) in collective student loan debt
10% of discretionary inc9me for 20 isn't bad. The amount of years isn't ideal but it's not a lot of money.

Yes the second is, but at some point, you are gonna have to do somethjng to deal with all th debt yiu accumulated and hurting your ability to use credit for a few years is a just sacrifice. It sort of makes sense.
 

David.

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Those are two absolutely terrible plans.

the first one is ridiculous. Can you imagine being 42 still paying off your student loans. Thats insane.

The second one is glorified bankruptcy.

Its ideas like this that have lead to this county being in 1.5 trillion (with a t) in collective student loan debt
10% of discretionary inc9me for 20 isn't bad. The amount of years isn't ideal but it's not a lot of money.

Yes the second is, but at some point, you are gonna have to do somethjng to deal with all th debt yiu accumulated and hurting your ability to use credit for a few years is a just sacrifice. It sort of makes sense.
 

pr26

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I'm starting to get on board the Bloomberg train.

(No, this isn't a paid endorsement)
Funny thing for me is, he’s the only person running against Trump that I’m not sure I can bring myself to vote for. I pulled the lever for HRC in 2016, that was painful but doable. Bloomberg would be a whole new level of pain, and I think the consequences of Trump/Bloomberg back to back administrations may be long lasting.

If Bloomberg does not win a plurality of delegates and walks out of the convention with the nomination, I’m probably done with the Democratic Party forever.
 

MediumBaller

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Funny thing for me is, he’s the only person running against Trump that I’m not sure I can bring myself to vote for. I pulled the lever for HRC in 2016, that was painful but doable. Bloomberg would be a whole new level of pain, and I think the consequences of Trump/Bloomberg back to back administrations may be long lasting.

If Bloomberg does not win a plurality of delegates and walks out of the convention with the nomination, I’m probably done with the Democratic Party forever.
What do you dislike about him? I think he's the candidate most capable of going tit for tat with Trump.

I like that he's rich, to the point that he makes Trump look poor. A man worth $60 billion and without the somewhat shady business dealings that Trump has won't be beholden to people. He's also self-made, which I like. He was a successful 3-term NYC, so he's got the political experience that Trump lacked. He seems pretty ruthless and cutthroat, so that might be why I like him too. I don't agree with all of his policies, but he seems pretty middle of the road. He would probably be appealing to republicans who don't want another Trump term.
 
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