If playing during this pandemic removed the other problems that come along with playing football, I would agree with you--the risk to the players alone would be less.
But, that's not the case. COVID is just one more problem you have to throw on top of the heap of issues that NFL players face.
Then you have to realize that we're not just talking about players. We're talking about everyone involved in the NFL. We're also talking about the social circles those individuals find themselves in outside of the NFL.
I think baseball has a decent chance of finishing because you have guys playing every day. There's a good chance they don't have much time to go out and bring risk into the circle that is the on-field competition, especially when they're on the road (But hey, Clev and Plesac sure proved us wrong there!). However, the rosters in football are larger, the staffs are larger, there is more physical contact, and then you have a week between games. It's a pretty sloppy recipe.
I agree, it is an added risk obviously, but they still take risk to just play the game.
NFL is different, I know NBA is in the bubble, but they are the biggest partiers of any sport and they play 82 games. I think if they do every 2 or 3 day testing for the players at practice and before games we can complete a season. Players need to self police and realize they just cant go out during the season. Camps have begun and very low positive tests right now, and similar to baseball protocols in place.
The one issue Football has over baseball is all the close contact will be an issue if someone has it on game day, multiple will get it. We could have a very Miami Marlins issue but even bigger, thus the need to make sure the players know what is at risk. With basketball and baseball having their issues, football going last of the 4 major sports should be a warning call and help with the self policing.
I really do think its possible for NFL, the CFL should cancel, these are kids going to classes, not getting paid, etc.